Blue Shield of California Vital Shield plans provide coverage with basic benefits and a low or moderate deductible choice in case of hospitalization, surgery, or other major medical events. This lower-priced PPO option covers two office visits and generic drugs, before members have to meet a deductible.

Plan Highlights
• Monthly rates staring at as low as $45*
• Choice of low or moderate annual deductible ($900 or $2900)
• Member is covered at 100% for most in-network services after meeting the annual coinsurance maximum ($4,900)
• Low copayments for generic prescription drugs at network pharmacies ($10)
• Two calendar-year office visits, which can be used for preventive care, before meeting the deductible
• One of California’s largest PPO provider networks, so it’s easy to find a doctor

Ideal Clients
• Price-driven shoppers
• Uninsured, but employed
• Ages 19 to 44
• Clients seeking coverage in case of serious illness or injury
• Current clients thinking of dropping their health coverage due to rising rates