California Health Insurance Quotes

Find the Best Health Insurance Plans and the Cheapest Rates

California Health Insurance Agent Matt Lockard

Matt Lockard

Hi, I'm Matt Lockard, and I enjoy helping California residents find the best health plan for their needs at the cheapest rates available. I am an Independent California Health Insurance Agent and an authorized agent for the following companies:

Compare Health Plans Side-bySide

Carrier Links

Anthem Blue Cross

Blue Shield California

Health Net

Kaiser

Pacific Care

Blue Cross Tonik Health Plans

 

February 2012
M T W T F S S
« Oct    
 12345
6789101112
13141516171819
20212223242526
272829  

  • Anthem Blue Cross RightPlan 40

    RightPlan PPO 40

    Get a quote and apply online now!
    Get Prices for the RightPlan PPO 40

    A simple plan design with no medical deductible.
    Looking for a California health insurance plan that’s easy to use but still has the benefits you need? Our RightPlan PPO 40 offers:  
      No medical deductible to worry about. Benefits are immediate – with a $40 copay for doctor visits.
     
    • Lower rates on services when you use our PPO network of more than 50,000 doctors and 400 hospitals.
     
    • Choice of three prescription drug coverage options. With no deductible on generic drugs.
     
    • Single policy coverage. This means that each family member gets his or her own policy.
     
    • Health and wellness programs. Learn how to improve your health with online access to health-related information, tools and product discounts.
     
    • Out-of-state coverage. This protects you from the high cost of unexpected emergencies when you travel.
     
    For extra security, Anthem Blue Cross offers dental and life insurance plans that you can add to your medical coverage.  

    Get a quote and apply online now!
    Get Prices for the RightPlan PPO 40

     

     

    Benefits-at-a-glance for RightPlan PPO 40
           
    Plan Benefits  
    RightPlan PPO 40  
    In-Network 
    Out-of-Network 
    Annual Deductible Choices 
    Individual  
    $0  
    Family  
    Annual Out-of-Pocket Limit1  
    (in addition to deductible, if any) 
    Individual  
    $7,500 
    Family  
    Not applicable 
    Lifetime Maximum  
    Plan pays up to $5 Million per member  
     
    Covered Services  
    The amounts shown are your share of costs after any deductible  
    In-Network 
    Out-of-Network 
    Doctors’ Office Visits  
    $40 copay  
    50% of negotiated fee plus all excess charges 
    Professional Services  
    (x-ray, lab, anesthesia, surgeon, etc.) 
    40% of negotiated fee 
    50% of negotiated fee plus all excess charges 
    Hospital Inpatient 
    (overnight hospital stays) 
    40% of negotiated fee2 plus $500 copay per day for first four days, per admission 
    All charges except $650 per day 
    Hospital Outpatient 
    (if you don’t stay overnight) 
    40% of negotiated fee2 plus $500 copay per surgical admission 
    All charges except $380 per day 
    Emergency Room Services 
    ($100 copay applies for each visit; waived if admitted as inpatient) 
    40% of negotiated fee 
    40% of customary and reasonable fees plus all excess charges 
    Maternity 
    not covered 
    Preventive Care 
    (tests ordered by physician are covered, including appropriate screening for breast, cervical, ovarian, and prostate cancer) 
    Adult Services 
    HealthyCheck Centers: $25/$75 copay for basic/premium screening 
    Routine mammogram, Pap and PSA tests: $40 office visit plus 40% of negotiated fee 
    50% of negotiated fee plus all excess charges 
    Children’s Services 
    Well-Child (through age 6) $40 office visit plus 40% of negotiated fee 
    Acupuncture / Acupressure 
    All charges except $25 per visit, up to 24 visits per year 
    Chiropractic Services 
    40% of negotiated fee 
    All charges except $25 per visit 
    Plan covers up to 12 visits per year 
     
    Prescription Drug Coverage Options 
    In-Network 
    Out-of-Network 
    Comprehensive Prescription Drug Coverage 
    Generic: $10 copay 
    Brand-name: $30 copay after $500 brand-name deductible 
    50% of drug limited fee schedule and all excess charges plus the copay/coinsurance as stated for in-network benefits; subject to the $500 annual brand-name prescription drug deductible 
    Generic Prescription Drug Coverage 
    $10 copay 
    50% of drug limited fee schedule and all excess charges plus the copay/coinsurance as stated for in-network benefits. 
    No Prescription Drug Coverage 
    This option is available with RightPlan PPO 40 

    1. Excludes non-participating charges in excess of the Anthem Blue Cross negotiated fee and non-participating charges in excess of customary and reasonable fees for emergency care. Copays/coinsurance to participating and non-participating providers apply to annual calendar year out-of-pocket limit except where specifically noted in the policy.
    2. Additional $500 admission charge at participating hospitals (no additional charge for preferred participating) is for inpatient stays or outpatient surgery or infusion therapy. The charge is not required for ambulatory surgical centers or medical emergencies.

    Get a quote and apply online now!
    Start a Health Insurance Quote
    No Comments

  • Anthem Blue Cross of California Individual HMO Plan

    No medical deductible with full network access
    For the most complete HMO coverage, Individual HMO offers you:  
     
    • No medical deductible. Benefits are immediate with easy copays for doctor visits.
     
    • Access to our entire HMO provider network with nearly 300,000 doctors and 400 hospitals across California.
     
    • Maternity benefits. Important for growing families.
     
    • Brand-name and generic prescription drug coverage with an affordable $10 copay on generic drugs.
    Emergency coverage that travels with you. If you travel out of state, you can rest assured that you’ll be covered in case of an emergency.
     
    Get a quote and apply now! 
     
    Benefits-at-a-glance for the Individual HMO plan
               
    Plan Benefits 
    Select HMO 
    HMO Saver 
    Individual HMO 
    In-Select Network1 
    In-Network 
    In-Network 
    Annual Deductible 
    $0 
    $1,500 per member
    Inpatient / Outpatient Hospital Services
    and Ambulatory Surgical Centers 
    $0 
    Annual Out-Of-Pocket Limit 
    (in addition to deductible, if any) 
    Individual 
    $3,000 per member 
    $1,500 per member 
    $3,000 per member 
    Family 
    Once 2 members each reach
    the limit, the maximum is satisfied
    for the entire family 
    Once 2 members each reach
    the limit, the maximum is satisfied
    for the entire family 
    Once 2 members each reach
    the limit, the maximum is satisfied
    for the entire family  
    Lifetime Maximum
    (the plan will pay up to this amount) 
    unlimited 
    unlimited 
    unlimited 
           
    Covered Services  
    The amounts shown are your share of costs after any deductible 
    In-Select Network1 
    In-Network 
    In-Network 
    Doctors’ Office Visits 
    $25 copay 
    $10 copay per visit  
    $10 copay per visit 
    Professional Services
    (x-ray, lab, anesthesia, surgeon, etc.) 
    No charge for
    office visit-related services 
    No charge for
    office visit-related services 
    No charge for office
    visit-related services 
    Hospital Inpatient
    (overnight hospital stays) 
    $250 copay per day
    up to the first four days,
    then 0% of negotiated fee
    per admission 
    20% of negotiated fee
    (after deductible) 
    20% of negotiated fee 
    Hospital Outpatient
    (if you don’t stay overnight) 
    20% of negotiated fee
    for services;
    $250 per surgery 
    20% of negotiated fee
    (after deductible) 
    20% of negotiated fee 
    Emergency Room Services 
    ($100 copay applies for each visit;
    waived if admitted as inpatient) 
    20% of negotiated fee 
    20% of negotiated fee
    (after deductible) 
    20% of negotiated fee 
    Maternity  
    Office Visits: $25 copay 
    Hospital Inpatient: $250 copay
    per day up to the first four days,
    then 0% of negotiated
    fee per admission 
    Outpatient Services:
    20% of negotiated fee 
    Office visits: $10 copay 
    Inpatient/Outpatient:
    20% of negotiated fee 
    (after deductible) 
    Office visits: $10 copay 
    Inpatient/Outpatient:
    20% of negotiated fee 
    Preventive Care 
    $25 copay for specific
    health maintenance services 
    $10 copay for specific
    health maintenance services 
    $10 copay for specific
    health maintenance services 
    Ambulance 
    $50 copay
    (waived if admitted to hospital) 
    $50 copay
    (waived if admitted to hospital) 
    $50 copay
    (waived if admitted to hospital) 
    Chiropractic Services
    (up to 60 consecutive days
    following an illness or injury; provided with medical group referral only) 
    Inpatient 
    $0 
    20% of negotiated fee 
    20% of negotiated fee 
    Outpatient 
    $25 copay per visit 
    $10 copay per visit 
    $10 copay per visit 
    Prescription Drug Benefits 
    Generic: $10 copay  
    Brand-name: $30 copay after
    $250 Brand-name prescription drug
    deductible2 (2 member maximum) 
    Generic: $10 copay  
    Brand-name: $30 copay after
    $250 Brand-name prescription drug
    deductible2 (2 member maximum) 
    Generic: $10 copay  
    Brand-name: $30 copay after
    $250 Brand-name prescription drug
    deductible2 (2 member maximum) 
    1. The Select HMO uses a smaller network of doctors and hospitals than the HMO Saver and Individual HMO.
    2. The brand-name drug deductible does not apply to the out-of-pocket limit.
    Note: In order to receive HMO benefits, you must choose a provider within a 30-mile radius of your home or work. The HMO plans do not cover services by non-participating providers except for emergency services and prescription drugs.
    No Comments
« Older Entries
Newer Entries »
 
Designed by 110Words InfoZoft
Copyright © 2008 · California Health Insurance Quotes