California Health Insurance Quotes

• Lower premiums
• High deductible, then 20% for most visits and services
• Allows you to open a tax-advantaged HSA

The Aetna Advantage Managed Choice Open Access High Deductible 3000 Plan is designed to work in conjunction with contributions to a Health Savings Account (HSA). An HSA allows you to pay for qualified medical expenses on a tax-advantaged basis. Your premium payments could be lower. The “high-deductible” part means that you’ll pay more out of pocket than with most other plans before coverage kicks in.

Features of the Managed Choice Open Access High Deductible 3000 Plan (in-network rates)
Lower Premiums

• Annual deductible $3,000 individual; $6,000 family
• Out-of-pocket maximum $3,000 individual; $6,000 family
• Office visit copay 0% after deductible***
• Prescription drug copay 0% after deductible****
• Hospitalization 0% after deductible***
• Skilled nursing, physical/occupational therapy, chiropractic care, home health care, durable medical equipment 0% after deductible***

Like other Aetna Managed Choice health insurance plans, the Managed Choice Open Access High Deductible 3000 Plan gives you the freedom to go directly to any recognized health care provider, including specialists, for covered expenses. The above costs apply if you choose a health care provider from Aetna’s network of participating physicians, dentists and hospitals. Costs will be higher if you choose out-of-network health care providers.

Your next step
This page gives a quick overview of this health insurance plan and does not include all of its features and specifications. Health insurance plans contain exclusions and limitations. Before you decide if it’s right for you, be sure to get more detailed information below, or Get a Quote.

Review the coverages available to you:

• Plan Design/Options
• Dental Plan Design/Options
• Plan Brochure
• Rates
• Enrollment Form

Are you a small business looking to insure 2 to 50 employees? If so, please visit the Small Group Employer section of our website.

* Aetna Advantage Plans for individuals, families and the self-employed are underwritten by Aetna Life Insurance Company (Aetna) directly and/or through an out of state blanket trust and Aetna Health Inc. In some states, individuals may qualify as a business group of one and may be eligible for guaranteed issue, small group health plans.

** Investment services are independently offered through JPMorgan Institutional Investors, Inc., a subsidiary of JPMorgan Chase Bank.

*** For covered expenses.

**** Integrated Medical/Rx Deductible.