California Health Insurance Quotes

• Members can have the confidence they’re protected in case of unexpected medical problems or emergencies, without copayments after the out-of-pocket maximum is met, for most covered services
• Annual out-of-pocket maximums as low as $2,900
• Annual medical Deductibles as low as $400

• Vital Shield Plus plans give your customers prescription drug coverage options:
  • Generic prescription drug only plan ($10 copayment)
  • Generic/brand-name prescription drug combination plan ($10 copayment for generic prescription drugs/$45 copayment for brand-name prescription drugs, after an annual $500 brand-name deductible)
• Prescription drug coverage is not subject to medical deductible

• The fourth quarter deductible carry-over allows members who do not meet their annual deductible to apply covered expenses from October to December toward the next year’s deductible
• Vital Shield Plus plans also offer a range of annual deductible options to fit your customers’ specific needs

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Get Prices for Vital Shield Plans

• Five physician office visits are covered for a $30 copayment per visit prior to meeting the annual deductible

• Vital Shield Plus plans offer both individual and family coverage

• Individuals who only expect to go to the doctor a few times a year
• Individuals who are not planning to have children or additional children in the near future
• Younger adults may want to consider lower deductibles ($400 for “young invincibles”, $900 for couples)
• Older adults may want to consider higher deductibles ($2,900 for established families and empty nesters)

Vital Shield Plus Plan Benefits2

Available for individuals and families  Office visits and preventive exams First 5: $30 (deductible n/a), then $0 after out-of-pocket maximum  Brand Rx $45 after $500 brand Rx deductible (optional)  Generic Rx $10 (deductible n/a)  Gynecological  40% (deductible n/a) + preventive exam copayment  Lab and X-ray  $0 after out-of-pocket maximum  Emergency room  $100 + 40% after deductible  Ambulance  40% after deductible  Hospitalization  40% after deductible  Maternity  Not covered

Deductible and out-of-pocket maximum options

Plan  400 900  2900  Deductible  $400 / $800 (family) $900 / $1,800 (family)  $2,900 / $5,800 (family)  Out-of-pocket maximum  $2,900 / $5,800 (family) $3,900 / $7,800 (family)  $4,900 / $9,800 (family)

1  Please note that Vital Shield Plus plans do not include maternity benefits.
2  Amounts shown represent the member’s financial responsibility when using Blue Shield network provides.
* Vital Shield and Vital Shield Plus plans are underwritten by Blue Shield of California Life and Health Insurance Company and are pending regulatory approval.